Preparing to Buy

Congratulations !

You have decided that you want to buy a home! As this is often the most expensive purchase in a person's life, it's important to prepare yourself and your finances, in order to help guarantee the best outcome. Here are some suggestions that will improve your home buying experience.

  • Obtain a copy of your credit report before getting pre-approved for a home loan. Clearing up any mistakes or negative aspects can make a difference in the amount you're approved for and the interest rate of the loan.
  • Get PRE-APPROVED. There is often confusion when the terms "pre-approved" or "pre-qualified" are used but there is a major difference. Being pre-qualified is a basic statement by a lender that states based on the information you provided (not verified), you would be considered for a loan. To be pre-approved, is an actual offer by a lending company that based on your personal verified information (credit score, income, employment, bank information, tax returns, etc) they would be willing to loan or extend you a specified loan or line of credit.
Get Pre-Approved
  • When purchasing a home or entering into any contact, it's vital the participants have a clear understanding of what their goals are. Translation - make sure you and anyone else involved in the transaction, discuss in detail what you're each looking for in a home. What kind of location, style, size, layout, acreage, price, and function will be at the top of your list. How important are these demands and what are you willing to compromise on. If you have a specific idea of what kind of home will fit your current/future needs - you can focus on ensuring that the homes you are competing for are in your best interest.

Choosing your agent

House Hunting

Escrow, Inspections & Appraisals

Time to move

Free Buyer Guides

Inland Empire Area Guide

(with an interactive map)

Ready To Take The Next Step?

If you are ready to take the next step towards your buying or selling goals, please provide your information and I will reach out to you right away.